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New investigations, approval datapoints, news, and practical guides.
Most credit score advice is not wrong.
It is just slow.
You have probably heard the basics a thousand times:
Pay on time.
Keep balances low.
Do not open too many acc...
I removed four Experian hard inquiries from my personal credit report in under 20 minutes.
And my FICO score jumped 8 points almost instantly.
If you are trying to cl...
I just got approved for a $7,000 limit on the Fetch American Express Card.
And the most interesting part is this:
I did not get hit with a hard pull.
If you have ever ...
Over a week ago, Credit Union 1 approved me for a credit card with a $500 starting limit.
And honestly, I was not excited.
A $500 limit is not exactly what you hope for...
Navy Federal just approved me for a $25,000 credit limit on the More Rewards American Express card.
And I had only been a member for about six weeks.
If you have ever c...
I just got prequalified for the GBank Visa Signature card again.
And this time, the offer showed I could start with up to a $10,000 limit before taking a hard pull.
For...
Banks are not scared of broke people.
Broke people are profitable.
The customer banks really do not want to lose is the person who finally builds enough cash to stop ne...
Capital One is slowly making Discover feel less like its own company and more like another part of the Capital One machine.
And for a lot of longtime Discover customers,...
Bluevine is one of the business banking accounts I have actually used for years.
Not just tested.
Not just opened for a bonus.
Actually used.
I have kept my business ...
One person reportedly got approved for the SoFi Essential Credit Card just four months after bankruptcy discharge.
Their FICO score was still in the 600s.
And they were...
The American Express Gold Card just got a major update.
And for the first time in a while, it is starting to look more like a travel card than just a food card.
The big...
If you just formed a new LLC, you may think business funding is out of reach.
A lot of business owners assume they need:
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12 months of bank statements
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2 years o
...