Citi is officially killing the Custom Cash card for new applications.

And for a lot of cashback users, this feels like watching another legendary rewards card bite the dust.

The Citi Custom Cash has been one of the easiest cashback cards to love because it does not require much strategy. You use i...

Over a year ago, I got denied for a credit card even though my TransUnion FICO score was around 780.

And I gotta say…

It bothered me more than I expected.

Because this is what most people rarely hear about credit:

You can have a great credit score and still get denied.

Your credit score matters...

Four banks and credit unions approved me for $54,500.

But what happened afterward completely changed how I look at underwriting.

After testing six different lenders, I’m starting to believe a lot of credit unions have a serious false limit problem.

That means the number you see on the screen duri...