Credit, Banking
& Funding
Research.

Most credit cards make you apply blind.

You fill out the application.

You hit submit.

Then you wait to find out whether you got approved, denied, or stuck with a tiny ...

Your Capital One credit limit might be severely restricted.

And it may not be your fault.

A lot of people in the credit community believe Capital One uses an internal s...

Chase is closing more credit card accounts without warning.

And if you have Ultimate Rewards points saved up, this can get scary fast.

Imagine you saved thousands of ...

Every Capital One Venture X card starts with at least a $10,000 credit limit because it is a Visa Infinite card.

That alone gets people’s attention.

But a high starting...

You can increase your Capital One Savor card limit faster than most people think.

Capital One has a reputation for being hard to grow with.

Low limits.

Small increases...

You may be able to get approved for a Citizens Bank credit card without a hard pull.

And I’m not talking about some tiny $500 approval that barely moves the needle.

We ...

Chase credit cards get a lot of love.

And honestly, some of that praise is deserved.

Chase Ultimate Rewards can be powerful. The Sapphire cards can be strong for travel...

Capital One gets a lot of hate in the credit card world.

And I get it.

They can be weird with approvals.

They can be stingy with some credit limit increases.

Some old...

Our community member Mario got approved for $34,000 from BECU with only one hard pull.

That approval included:

• $19,000 personal credit card

• $15,000 personal li

  ...

A former U.S. Bank Solutions Supervisor shared a ton of behind-the-scenes details about how U.S. Bank handles credit card approvals, credit limits, account reviews, repor...

Too many people with excellent credit are getting denied for the Capital One Venture X.

And I mean excellent.

We are talking about people with:

• 100% payment hist

  ...

If it feels like Experian takes the hit every time you apply for a new credit card, you are not crazy.

A lot of major banks love Experian.

Chase.

Amex.

Capital One.