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New investigations, approval datapoints, news, and practical guides.
There is a big difference between being fundable in real life and looking fundable on paper.
That difference can decide whether the bank says yes or no.
One person can ...
A seasoned entrepreneur with more than 20 years of experience walked into Wells Fargo in a suit and walked out with a $25,000 business line of credit.
No tax returns.
No ...
U.S. Bank is offering an unsecured business Quick Loan that can go up to $50,000.
No collateral.
Fixed payments.
Online application.
And in some cases, funding can ...
I found 5 banks that may approve business lines of credit up to $100,000 without asking for proof of income.
And no, that does not mean banks are just handing out money ...
The American Express Business Line of Credit is one of the more interesting business funding options for newer LLCs.
Why?
Because some business owners can check for an ...
Business funding has changed.
A few years ago, a newer business owner could walk into certain banks, open the right account, build a relationship, and have a real shot a...
Your NAICS code can matter more than most business owners think.
When you apply for business funding, lenders are not just looking at your revenue, credit, bank statemen...
You can get business credit with bad personal credit.
But you need to be realistic about the path.
If your personal credit score is sitting somewhere between 300 and 67...
TJ got approved for $60,000 in business credit with KeyBank.
The approval broke down into a $20,000 business credit card and a $40,000 business line of credit.
And acco...
I just got approved for $3,300 in Novo Funding for my business.
No hard credit pull.
No long application.
No tax returns.
No W-2s.
And the money was available as cas...
If you just formed a new LLC, you may think business funding is out of reach.
A lot of business owners assume they need:
-
12 months of bank statements
-
2 years o
...
If you are building your business on top of your personal credit right now, there is a good chance one bad month could cause your business problems to spill directly onto...