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New investigations, approval datapoints, news, and practical guides.
Most people think credit cards only help your score if you pay them on time.
That is true.
But it is not the full story.
How you use your credit cards can make a huge ...
U.S. Bank is offering an unsecured business Quick Loan that can go up to $50,000.
No collateral.
Fixed payments.
Online application.
And in some cases, funding can ...
A lot of people think a good credit score should be enough to get approved.
It is not.
You can have a strong FICO score, no late payments, and a clean-looking report, a...
Three credit card company employees answered dozens of questions about approvals, credit limits, disputes, fees, chargebacks, and customer service.
And some of their ans...
A former U.S. Bank Solutions Supervisor shared a ton of behind-the-scenes details about how U.S. Bank handles credit card approvals, credit limits, account reviews, repor...
Albert got approved for $47,500 with Divvy across two business accounts.
No hard credit pull.
No personal guarantee.
No personal credit reporting from normal use.
Tha...
Too many people with excellent credit are getting denied for the Capital One Venture X.
And I mean excellent.
We are talking about people with:
-
100% payment hist
...
Getting sued by Discover over unpaid credit card debt can feel like your whole life just got flipped upside down.
One person said they were sued for about $2,000 right b...
This one caught everyone off guard.
A long-time community member named Joe sent me an email with the subject line:
“URGENT NOTICE: Closure of Your Mesa Homeowners Card ...
Over the past 60 days, I found 6 banks handing out business credit card starting limits over $10,000.
And yes, some of these approvals came from newer businesses.
That ...
You can potentially get serious business credit from PNC Bank.
And in some data points, business owners have reported getting approved without uploading proof of income....
A small business owner reportedly walked away with a $20,000 First Citizens Bank business credit card approval with no proof of income required.
That is the kind of da...