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A credit card underwriter from a major U.S. bank gave 10 years’ worth of insight into how big issuers approve applications, deny applications, and decide starting credit ...
Citi is one of those banks that can look simple on the outside and get very strange once you start applying.
One person gets approved with no issue.
Another person has ...
Nothing hits quite like getting instantly approved for a credit card with a high limit.
You hit submit.
The page spins.
Then BOOM!... approved for $20,000, $30,000, or...
You have to avoid falling into the Amex financial review trap.
Picture this.
You are on a family trip. You go to pay for dinner with your Amex Gold card, and the card g...
Chase has a reputation for being one of the harder credit card issuers to get approved with.
A lot of people think you need at least a 700 credit score before Chase will...
A recent $10,000 Pelican Credit Union credit card approval caught my attention because it looked very different from the way a lot of major banks treat applications right...
The American Express Platinum Card is getting harder to justify for a lot of people.
Not because the card has no value.
It still has plenty of premium travel and lifest...
One BCU Credit Union member got approved for $55,000 in new unsecured credit plus an auto loan refinance with only one hard pull.
That is the part worth studying.
This ...
Capital One is one of the most confusing credit card issuers out there.
You can have a perfect payment history.
You can use your card for years.
You can have a long re...
I got pre-approved for a $10,000 Klutch Visa credit card offer with no hard pull upfront.
That is what makes this card interesting.
Not the rewards.
Not the mini-app...
There are over 100 credit cards that may primarily pull TransUnion based on data points.
And if you understand how to use that information, you can apply for credit card...
American Express account shutdown stories are getting harder to ignore.
And if you have any Amex card right now, this matters.
We are not just talking about people obvi...