150+ Credit Unions Anyone Can Join Database

• You should join both! When you diversify where you bank, you protect yourself from being "De-Banked" and open yourself up to valuable connections for better banking opportunities. 
• Credit unions have higher credit card limits up to $50,000 sometimes.
• Credit unions have lower credit card APR's, always under 18%.
• Credit unions have higher savings account APY's
• Credit unions have much better customer service. You're more than a number to them.

The third column is "how to qualify". It tells you what area you need to be located in and what organization you need to join to become a member. Most even include the minimum deposit amount needed for to become a member. 

It can help you plan your next round of personal funding. 

Since you'll know which credit union pulls from which bureau, you can "stack" credit applications for quick funding without racking up too many hard pulls with one credit bureau.