Credit Builders


Installment Loan

  • No credit check
  • No hidden fees
  • Instant approval
  • Earn 1% on loans
  • Reports to 4 credit bureaus including InnovisĀ 
  • Access to $400 in courses
Apply Now

Grow Credit

Virtual Card

Build credit
for free, using your subscriptions

  • Reports to all 3 major credit bureaus
  • Free membershipĀ plan
  • On average members see a 44 point FICO score jump
  • Free FICO score
Free Sign-Up


Secured Card

Help build credit with everyday purchases

Low credit or no credit, start improving your credit score by 30 points on average with regular, on-time payments using the Chime Credit Builder secured VisaĀ® credit card.

  • $100 Sign-Up Bonus
  • No interest or annual fees
  • No credit check to apply
  • No minimum security deposit required
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Credit Account

Join over a million people already using Kikoff

  • No credit check
  • customers with credit scores under 600 increase their credit scores by 58 points
  • ONLY $5/mo
  • Easy disputing, rent reporting, and more tradelines
Apply Now