If your business has steady revenue, Revenued may be worth checking before personal credit becomes the bottleneck. It evaluates business cash flow and offers access through a Flex Line and Business Card.
Actual card received
I applied, qualified, and received the Revenued Business Card shown above. My result is an example, not a guarantee of what another business will receive.
Check My OptionsApproval, limits, pricing, and timing depend on underwriting and business performance.
Revenued currently lists these as general qualification requirements. Underwriting and product availability can still vary.
No hard credit inquiry to apply. Review the complete offer before accepting or using funds.
That can make Revenued interesting when the company is performing better than the owner's personal credit profile suggests.
Revenued reviews business revenue, cash flow, balances, and banking activity instead of relying on a traditional FICO-driven approval.
Approved businesses can use the Revenued Business Card or request a cash draw against available working capital.
Revenued advertises decisions in as little as one hour, although actual timing depends on the application and underwriting.
I like that a business owner can check this option without adding a hard inquiry and that underwriting looks heavily at actual business cash flow. That can open a door for an otherwise healthy business whose personal credit is not perfect.
But this is not cheap bank money. I would use it for a specific business purpose with a clear expected return, not to cover an ongoing business model that is already losing money.
Cal BartonThe application is built around the business and its banking activity, so you can get to the important question quickly: what, if anything, are they willing to offer you?
Provide basic information about the business, ownership, operating history, and funding need.
Revenued reviews deposits, balances, cash flow, and banking activity as part of underwriting.
If approved, compare the available balance, factor rate, total cost, payment schedule, and all disclosures before using funds.
Revenued's service is structured as the purchase of future receivables. That is one reason its underwriting can look more heavily at business performance than conventional personal-credit underwriting.
Revenued uses a factor rate rather than a traditional interest rate. The effective cost may be higher than conventional bank financing.
These are educational summaries. Revenued's current application and funding agreement control the actual terms.
Revenued states that applying for the Flex Line and Business Card does not require a hard credit inquiry and does not affect your FICO score.
Revenued currently lists a U.S. entity other than a sole proprietorship, at least one year in operation, a separate business checking account, and at least $20,000 in monthly deposits. Underwriting still determines final eligibility.
No. The card is a way to access revenue-based financing. Revenued describes its service as a purchase of future receivables, not a traditional credit card or loan.
The product is designed to focus on business revenue and cash flow rather than a traditional personal-credit approval. Approval is still subject to underwriting and is never guaranteed.
Revenued uses a factor rate rather than a traditional interest rate. The effective cost can be higher than a conventional bank loan, so compare the total delivery amount and payment schedule before accepting.
Revenued advertises decisions in as little as one hour. Actual timing depends on the applicant, bank connection, documentation, and underwriting.
You can check without a hard credit inquiry. If an offer appears, compare the full cost and payment structure before deciding whether it makes sense.
No obligation to accept an offer. Approval and terms depend on underwriting.
Check My Options
Get started today before this once in a lifetime opportunity expires.
