An initial indication based on limited information. It is not a guarantee of final approval.
Free pre-approval master list · Updated Oct 16, 2026
See your options before you apply.
Search pre-approval and prequalification tools from banks, card issuers, credit unions, stores, credit builders, and lenders, and see where you stand before you submit a full application.
Not sure where to start? or .
Disclosure: Cal may earn compensation from certain recommended links on this page. Pre-approval tools, credit-pull timing, rates, limits, and products can change without notice, so confirm the current process with the provider before submitting a full application.
The master list
Browse pre-approval paths
Pick what you’re looking for, then search or filter the full list.
What are you looking for?
Personal-loan starting point
What are you trying to accomplish?
Use four broad answers to choose a sensible next step. This does not predict approval and does not request a Social Security number, exact income, or documents.
Know what the result means
Similar words. Different application paths.
These labels explain what the source list reported. They do not guarantee the provider’s current process.
A stronger preliminary offer may be shown, but the issuer can still review the full application.
Some paths may show a decision, terms, or limit before you choose whether to accept the offer.
